SmartPlan is the fractional CFO for trucking operators. It calculates true margin, cash runway impact, and asset viability in real time — so every load decision strengthens your business instead of weakening it.

SmartPlan gives operators a unified financial view across load decisions, survival thresholds, equipment viability, and discipline trends. It transforms scattered numbers into one operating system that protects stability and exposes risk early.
Evaluate every load against your real cost structure. See profit, margin, cost per mile, and discipline classification before you commit.
Know your monthly burn, minimum weekly revenue, required loads, and projected cash runway. Understand exactly how long your current structure can sustain operations.
Each truck must justify its existence. SmartPlan calculates required revenue, required paid miles, and viability score to ensure assets align with market reality.
SmartPlan consolidates cost modeling, load evaluation, discipline tracking, and tactical stress testing into one system. It gives small fleets and owner-operators structured financial oversight without adding overhead.
Run a Sample EvaluationLane
782 mi loaded
Rate $2.68/mi — above your $2.10 strategic threshold
Run the numbers before you move the truck.